Civil liability gives a person rights to obtain redress from a third person who has caused personal injury. Strictly speaking, the liability occurs beyond any contractual relationship. More broadly speaking, civil liability may also set out responsibility for a contractual partner, i.e. contractual liability. Lastly, civil liability also exists when the State causes the prejudice (State liability). In order to compensate the loss, be it personal injury or damage to property, the person responsible for the injury shall pay the person injured a sum of monies, called liquidated damages or moral redress.
Criminal liability concerns the person who violates the criminal law (Criminal Code and criminal provisions in other law acts) and, therefore, risks a criminal sanction by the State. In some situations, criminal liability leads to civil liability of the perpetrator.
If you are concerned by the above, you may ask for legal advice and be represented by Séverine Monferini Nuoffer, for instance in the following situations (as victim or perpetrator):
Social and private insurance law aims atprovidingprotection from risks (for instance, loss of revenue due to age, to invalidity, to death, to illness, to accident, to non-employment; financial loss due to your civil liability, to a property damage…). In accordance with the aforementioned risks, the following insurances will apply: AVS, AI, LPP, LAA, insurance for financial loss, non-employment insurance, life insurance, civil liability insurance private/vehicle/company, insurance for prejudice caused on a third car, home insurance, etc.
If you are concerned by the above, you may ask for legal advice and be represented by Séverine Monferini Nuoffer, for instance in the following situations (as insured person or insurer):